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Homeowners Insurance Program

Wayne Cooperative knows that your pride in owning a home is matched only by your desire to protect it.

Through our Homeowners Policy Program, we offer insurance coverage for your owner-occupied 1-4 family home, doublewide mobile home (on a permanent masonry foundation) or an apartment or dwelling rented to you, and used primarily for residential purposes. The program can include, but is not limited to, coverage for dwellings, personal property, other structures and liability.

With Wayne Cooperative, you have the option to cover your home and personal property on an Actual Cash Value or Replacement Cost basis, subject to our underwriting guidelines.

Contact a Wayne Cooperative agent in your area today to get the coverage you need to properly insure your home.

Find an Agent

Over 150 agencies representing Wayne Cooperative, located throughout New York State, that will be more than happy to assist you.